by Crossroads | Sep 22, 2025 | Myth Busting Monday
Myth “It’s always cheaper to keep Mom at home than to move her into assisted living.” Reality Families often underestimate the true cost of keeping a loved one at home. Beyond direct caregiver wages, there are major financial factors tied to homeownership—mortgage or...
by Crossroads | Sep 15, 2025 | Myth Busting Monday
Myth “Strategic pre-planning for care is only necessary if you’re wealthy.” Reality Many people assume that planning for long-term care is only necessary if you have a large estate to protect. In reality, it’s middle-class families who are often the most...
by Crossroads | Sep 8, 2025 | Myth Busting Monday
Myth “You can’t begin physical therapy unless a doctor writes a prescription or referral.” Reality In most states, patients have Direct Access to physical therapy. This means you can see a licensed physical therapist without a doctor’s order. While some insurance...
by Crossroads | Aug 25, 2025 | Myth Busting Monday
Myth “My employees’ long-term care planning for their parents doesn’t impact my business.” Reality Many employers assume that their employees’ personal responsibilities – like helping an aging parent plan for care – stay outside the workplace. In reality,...
by Crossroads | Aug 18, 2025 | Myth Busting Monday
Myth “Moving into a senior living community means giving up independence and being stuck in a boring, lonely environment.” Reality Modern senior living communities are designed to enhance life, not limit it. Far from being depressing or isolating, they offer vibrant...
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